Evaluation: Citi Diamond Most well-liked Credit score Card | The Ascent

0% introductory APR for 18 months on steadiness transfers: One of many longest introductory intervals on steadiness transfers, you will get a 0% APR on the steadiness transferred for a full 18 months, which suggests you’ll have a 12 months and a half to repay your steadiness.

0% introductory APR for 18 months on purchases: You may additionally get a 0% APR on new purchases for the primary 18 months. This can be a useful perk when you plan on shopping for something with the cardboard, though when you’re making an attempt to repay debt, it is smart to concentrate on compensation and never make any new purchases.

No annual payment: This card comes with no annual payment, which is a crucial function in case your aim is to repay debt.

FICO^® Rating without spending a dime: The Citi® Diamond Most well-liked® Card offers you with entry to your FICO^® Rating without spending a dime. If constructing or rebuilding credit score is vital to you, this function is useful.

Select your fee due date: A little bit flexibility can go a great distance in relation to managing your funds. The cardboard helps you to select from any obtainable fee date, whether or not it is at first, center, or finish of the month. That means, you’ll be able to arrange computerized funds which might be aligned along with your paycheck.